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How do I create a cover letter to apply for work at home jobs?

The second rule of telecommuting cover letters

Every résumé sent by mail or fax needs a personalized cover letter even if the advertisement didn't request a cover letter. Even if an employer doesn't specifically ask for a cover letter, it is important to include one. Many employers have been known to use this small thing as a test that weeds out the unprofessional applicants. All professionals automatically know that a cover letter is critically important and worth the extra time invested.

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